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How do Guarantees work?
Often, when applying for an unsecured small business loan, you are required to provide a personal guarantee of the loan, either in full or part.A personal guarantee is unsecured, which means it is an amount not tied to any specific asset such as your...
We’ve been living together for 12 months - will my partner get all my stuff?
It is a common misconception that after 12 months, defacto partners gain some sort of right to a property adjustment. In contrast, the minimum time period requirement is actually 2 years and there is no automatic entitlement to property adjustment....
When to enter into a Binding Financial Agreement (Prenup)
Many couples who are about to be married come to us for advice on the preparation of a “Prenuptial Agreement” so that the couples can preserve their pre-relationship asset position and know how to split the assets accumulated during the relationship,...
Transferring property after your property settlement (relationship breakdown)
This video and article discuss how you may be able to avoid paying stamp duty when transferring assets after a relationship breakdown, and what steps you need to take to make this happen in Queensland.Both parties are also required by law to obtain i...
What is required under the SPAM Act
The Spam Act 2003 prohibits the sending of unsolicited commercial electronic messages with an Australian link. What does this mean? Effectively, any message you send that was sent from anywhere Australia-wide or where you request that an...
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